Medicare Plan G vs Plan F Guide: Formula & Worked Example
Short answer
Yearly cost of Medigap Plan G vs Plan F including the Part B deductible. In the fixed example below, plan g saves is 437.00 / yr. Your answer depends on the inputs and assumptions you choose.
Formula
Result = Medicare Plan G vs Plan F calculation using plan g monthly premium, plan f monthly premium, part b deductible
The inputs are plan g monthly premium, plan f monthly premium, part b deductible. Use the input scale shown beside each field and keep time periods and units consistent. Only round the final result for display.
Worked example
- Plan G monthly premium
- 150
- Plan F monthly premium
- 210
- Part B deductible
- 283
- Plan G saves: 437.00 / yr
- Plan G yearly cost: 2,083.00
- Plan F yearly cost: 2,520.00
- Note: Plan F only for those eligible before 2020
Understanding the result
Yearly cost of Medigap Plan G vs Plan F including the Part B deductible. Start with the base example, then replace each value with the figure that matches your situation.
Plan G monthly premium
The example uses 150 for plan g monthly premium. This is an illustration, not a recommended value. Keep the unit and time period shown by the field.
Plan F monthly premium
The example uses 210 for plan f monthly premium. This is an illustration, not a recommended value. Keep the unit and time period shown by the field.
Part B deductible
The example uses 283 / yr for part b deductible. This is an illustration, not a recommended value. Keep the unit and time period shown by the field.
What the comparison means
The comparison changes only plan g monthly premium, keeping every other example input fixed. This isolates that input's effect on the primary result. It does not predict future outcomes.
Rates, fees, eligibility, local tax rules and provider rounding can change the final amount. Reference tax and exchange-rate data may be outdated; verify the official source before deciding.
Comparison
| Scenario | Input | Result |
|---|---|---|
| Lower input | Plan G monthly premium: 120 | Plan G saves: 797.00 / yr |
| Base example | Plan G monthly premium: 150 | Plan G saves: 437.00 / yr |
| Higher input | Plan G monthly premium: 180 | Plan G saves: 77.00 / yr |
Common mistakes
- Using the wrong units for plan g monthly premium.
- Comparing results while changing more than one input at a time.
- Rates, fees, eligibility, local tax rules and provider rounding can change the final amount. Reference tax and exchange-rate data may be outdated; verify the official source before deciding.
Checklist
- Confirm plan g monthly premium.
- Confirm plan f monthly premium.
- Confirm part b deductible is expressed in / yr.
- Check the result against your source or provider.
Calculators Percentage Editorial Team
Calculator guides from the Calculators Percentage team. These introductory examples are educational, not professional advice.
Last reviewed:
Rates, fees, eligibility, local tax rules and provider rounding can change the final amount. Reference tax and exchange-rate data may be outdated; verify the official source before deciding.